Protecting Yourself on Arizona Roads
Driving in Lake Havasu offers some of the most scenic routes in Arizona—from London Bridge Road to Highway 95. But when an accident happens, understanding your auto insurance coverage is critical to protecting your rights and financial future.
At Rideout Law Group, our Lake Havasu personal injury attorneys help clients navigate Arizona’s complex insurance laws after car accidents, hit-and-run cases, or uninsured driver collisions.
Arizona Auto Insurance Requirements
Under Arizona law (ARS §28-4009), every driver must carry minimum liability insurance. These coverages are designed to pay for injuries and property damage you cause to others in an accident:
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
- $15,000 for property damage
However, these limits rarely cover the true costs of a serious crash. Medical bills, lost wages, and pain and suffering can quickly exceed what the at-fault driver’s insurance will pay.
Optional Coverage You Should Consider
To better protect yourself and your family, consider adding the following to your auto insurance policy:
- Uninsured/Underinsured Motorist (UM/UIM): Covers you if the at-fault driver has no insurance or too little.
- Comprehensive Coverage: Pays for theft, fire, vandalism, or weather-related damage.
- Collision Coverage: Repairs your vehicle after an accident, regardless of fault.
- Medical Payments (MedPay): Helps with medical bills, even if you’re partially at fault.
These protections are especially valuable in Mohave County, where many drivers may lack sufficient coverage.
What to Do After a Car Accident in Lake Havasu
If you’re involved in a crash, follow these steps to protect both your rights and your insurance claim:
- Call 911 and get a police report.
- Seek medical care immediately—even if you feel fine.
- Exchange insurance and contact info with all involved parties.
- Take photos of all vehicles, the scene, and any visible injuries.
- Do not admit fault or give statements to insurance adjusters.
- Contact an attorney before accepting any insurance settlement.
At Rideout Law Group, we handle communication with insurance companies and fight for the full compensation you deserve.
How Rideout Law Group Helps After an Auto Accident
Our Lake Havasu legal team understands both Arizona insurance law and the tactics insurance companies use to reduce or deny valid claims. We represent clients in cases involving:
- Rear-end and intersection accidents
- Hit-and-run collisions
- Uninsured or underinsured drivers
- Serious injury and wrongful death
- Disputed fault or bad faith insurance practices
We know the local courts—from Lake Havasu City Municipal Court to Mohave County Superior Court—and we’re ready to take your case to trial if needed.
Local Insight. Proven Results.
Our Lake Havasu office is conveniently located at:
📍 2800 Sweetwater Ave, Suite A104, Lake Havasu City, AZ 86406
We proudly serve clients in Kingman, Bullhead City, Parker, and throughout northwest Arizona.
Why Lake Havasu Clients Choose Rideout Law Group
- Local attorneys with deep knowledge of Mohave County courts
- Former prosecutors with extensive trial experience
- Transparent, honest communication from start to finish
- Proven results in complex auto accident and insurance claim cases
Get Legal Help After a Car Accident in Lake Havasu
Don’t let an insurance company undervalue your claim. If you’ve been hurt in a crash or are struggling to recover compensation, Rideout Law Group is here to help.
📞 Call us today at (928) 854-8181 or (833) 854-8181
📨 Request a Free Case Review
Let us fight for your rights while you focus on recovery.
This blog post is for informational purposes only and does not constitute legal advice. Reading this content does not create an attorney-client relationship. For legal guidance specific to your situation, please contact a licensed attorney at Rideout Law Group.